Total Assets
—
Total Liabilities
—
🌱
Welcome to Monifest!
Your dashboard will come alive once you add some data. Start by setting your income in Budget, then take a Net Worth snapshot.
Assets vs Liabilities
Monthly Income
—
Total Bills
—
Saving Goal
—
Unallocated Funds
—
▶
Add / Edit Bill
💸
No bills yet
Add your recurring bills — rent, subscriptions, loans — and they'll show up in your Cash Flow Calendar automatically.
▶
Income & Savings Settings
🗓 Cash Flow Calendar
See exactly when money leaves and enters your account. Tap any day to see details.
💵 Paycheck Planner
Allocate each paycheck as it lands — see exactly where every dollar goes.
🗓 New Month — Update Balances
Enter each card's current statement balance to start fresh
Edit Card
Viewing Month
Total Spent
$0
Total Ceiling
$0
Remaining
$0
My Cards
💳
No cards added yet
Add your credit cards to track spending, set ceilings, and see due dates in your Cash Flow Calendar.
Spending Ceilings
Monthly
Spent: $0
Ceiling: $0
0% used
$0 remaining
🧮 Interest-Free Split Calculator
Enter a purchase amount to see how to split it across your cards — maximizing your interest-free grace period based on your budget.
🔗 Connect Cards via Plaid
Automatically sync transactions from all your cards. Requires a free Plaid developer account and a small backend setup.
Setup Required
1. Sign up free at plaid.com/developers
2. Get your client_id and secret from the dashboard
3. Deploy the backend to Vercel (I'll build this for you)
4. Enter your backend URL below
Monthly Spending vs Ceiling
Charge History
| Date | Card | Description | Category | Amount |
|---|
No charges logged yet. |
Spending by Category (This Month)
Net Worth Goal
0% complete
Annual Income Goal — $150,000
Additional needed: —
🚀 Debt Payoff Accelerator
See your payoff timeline and simulate paying extra each month.
$0$1,000/mo
Export to Excel / Google Sheets
Downloads a .xlsx workbook with separate tabs for each section. Open directly in Excel or drag into Google Drive.
Included tabs
📈 Net Worth History
💰 Budget & Bills
💳 CC Charges
🎯 Goals
📋 Summary
Export to CSV
Download individual sections as .csv files.
🔐 PIN Lock
Protect your financial data with a 6-digit PIN.
🎨 Color Theme
Choose your preferred color scheme.
Forest + Gold
Natural · Primary
Midnight + Gold
Premium feel
Backup & Restore
Save a full backup of all your data as a JSON file, or restore from a previous backup.
⚠ Restoring from backup will overwrite all current data. Download a backup first if needed.
Storage Usage
Calculating...